Arkansas enforces compulsory auto insurance. The restriction is intended to help ensure safe public roadways for all drivers. Not a recommendation, compulsory insurance is the minimum amount of coverage that a driver needs to legally operate a vehicle on public roadways. Affordable car insurance policies exist to meet the compulsory requirements, but we recommend you analyze your situation and determine whether the minimum requirements align with your needs. You may need additional coverage beyond the basic requirement. Comparing quotes online is a good way to find a low cheap insurance policy from one of the best car insurance companies, as well as to comply with state law.