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Iowa Insurance Information

The state of Iowa requires all drivers to maintain a valid auto insurance policy with minimum coverage levels when operating a vehicle on public roads. The State is not intending to recommend a level of coverage, but only to keep the public roadways safe for all drivers. Each operator needs to perform their own assessment of their insurance requirements in order to analyze whether the compulsory insurance levels are adequate for their needs. Low cost car insurance policies are readily available and tools on the web can help you find a cheap car insurance policy that works for you.

  • Bodily injury per person: $20,000
  • Bodily injury for all persons: $40,000
  • Property damage coverage: $15,000
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Iowa Resources
State-specific minimum insurance requirements, laws and other information.