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Kansas Insurance Information

Smack-dab in the middle of the United States (literally, at least where the contiguous forty-eight are concerned), Kansas is at the center of the Heartland. Over the past two hundred years, European settlers have transformed the prairie into one of the world’s most productive agricultural regions. What makes the prairie so wonderful, wide open spaces, gorgeous landscape, is what makes this state such a joy to travel in. However, as with all other States, Kansas has compulsory auto insurance requirements that are in place to help ensure the public roads are safe for residents (and visitors).

  • Liability coverage:
    • $25,000/person for bodily injury
    • $50,000/accident for bodily injury
    • $10,000/accident for property damage
  • Personal injury protection (PIP or No Fault)
    • $4,500/person for medical expenses
    • $900/month for one year for disability/loss of income
    • $25/day for in-home services
    • $2,000 for funeral, burial or cremation expense
    • $4,500 for rehabilitation expense
  • Survivor Benefits: Disability/loss of income up to $900/month for one year
  • In-home services up to $25/day for one year
  • Uninsured/Underinsured
    • $25,000/person
    • $50,000/accident
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Kansas Resources
State-specific minimum insurance requirements, laws and other information.