As with Virtually all states in the Union, Maine has basic auto insurance requirements, which generally results in a low cost car insurance policy. These are legal minimums, not recommended levels. Only you can determine whether your needs are consistent with the minimum car insurance requirements. In general, most drivers choose to bolster their insurance coverage beyond the minimum coverage limits to ensure that they don’t find themselves under-insured in an accident or other event of loss. Maine’s minimum requirements are:

• Bodily injury per person: $50,000
• Bodily injury for all persons: $100,000
• Property damage coverage: $25,000
• Uninsured motorist: $100,000

• Resources
• State Guidelines