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Michigan Insurance Information

Minimum auto insurance is required by all of the United States of America in order to keep the respective State and nation’s roadways safe. Michigan’s minimum legal requirements are not suggestions for coverage, but simply basic requirements, however it is a no-fault insurance state, which means that in an accident, each driver’s insurance policy covers that drivers claims.

Only you can determine whether these car insurance limits are right for you, or whether you require additional coverage. Tools, such as car insurance quote comparison services can be found online to assist you with the task of purchasing the most affordable car insurance policy available. Michigan’s minimum requirements are:

  • Bodily injury per person: $20,000
  • Bodily injury for all persons: $40,000
  • Property damage coverage: $10,000
  • Personal injury protection required.
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Michigan Resources
State-specific minimum insurance requirements, laws and other information.