Most people realize that their credit scores are vitally important when it comes to saving money on interest rates and getting approved for financing. However, many people are not aware of the impact that their credit scores can have on other areas of their lives. For example, your credit score can actually have a drastic [...]

Car pooling has been popular for decades.  Particularly when commuting in urban areas, and with rising prices in gas, car pooling is an affordable way to travel, while being more environmentally friendly at the same time.  The idea of car pooling has naturally evolved to include newer trends such as peer-to-peer car sharing. What is [...]

Most people have read in the news about automotive recalls, seen something on television, or come across multiple notices online.  Imagine the shock if you discovered through a random newspaper reading that your vehicle was no longer safe and that the manufacturer had issued a recall notice. Worse, many people ignore the recalls they do [...]

If you’ve ever been in an accident, you know that they can happen when you least expect.  Not only do you stand to risk damage to your car, you could easily hurt yourself or other drivers on the road.  Moreover, your insurance rates will skyrocket whenever you have an auto accident.  So what can you [...]

Even if you do everything in your power to protect your home from the elements, it is very difficult to prevent the outdoor world from sneaking in. Nature has a way of foiling our attempts to control it. No matter where you live, there is some type of insect or rodent that wants to share [...]

Choosing beneficiaries for your life insurance policy can be a simple exercise, or it can be incredibly challenging. If you have a trust, the beneficiary will likely be the trust, but you’ll still need to determine how you want the trust’s assets to be used. Some individuals only have one survivor; others have many, including [...]

When you get a rental vehicle, you have probably noticed that the salesman or saleswoman often tries to get you to buy supplemental vehicle renters’ insurance. You may not always need it, but in certain circumstances, this extra insurance can be a real financial lifesaver. Do you know when you should purchase supplemental car rental [...]

If you are planning a large event at your home, such as a small concert, wedding or a fundraiser, you may have yet one more thing to consider in your planning. Special event insurance can be a very important choice for many, depending on the size and type of event you are planning. If there [...]

An insurance policy, any insurance policy, can be terminated in one of two ways, through cancellation or through non-renewal. While the terms have similar connotations when used normally, they actually mean two very different things from an insurance policy perspective. Initial Underwriting Period Most insurance policies cannot be cancelled by the insurance company during the [...]

If you have had multiple problems with traffic violations, driving under the influence or were involved in an accident without car insurance, you may be required to get SR-22 insurance. Technically, SR-22 is not actually insurance but refers to a form that is required by the State from your insurer for you to be able [...]