Even if you do everything in your power to protect your home from the elements, it is very difficult to prevent the outdoor world from sneaking in. Nature has a way of foiling our attempts to control it. No matter where you live, there is some type of insect or rodent that wants to share [...]

If you are planning a large event at your home, such as a small concert, wedding or a fundraiser, you may have yet one more thing to consider in your planning. Special event insurance can be a very important choice for many, depending on the size and type of event you are planning. If there [...]

Home, safety and security are three words that go hand-in-hand. While homeowners insurance is a cornerstone of any financial security strategy, physical home security is also extremely important. Not only do you need to make sure that your house is safe from fires and other disasters, but that your family is safe in the case [...]

Homeowners’ insurance policies have been standardized over the past 50 years to help policyholders purchase a contract that meets most of their needs as well as to help homeowners compare home insurance rates across different insurance companies. While there are a number of standard policies to choose from, which provides some level of diversity and [...]

In addition to the real property (the land and home itself), homeowners policies generally cover all of your personal possessions as well (or at least those that can reasonably be expected to be kept at the home). Creating an inventory of these items will help expedite the claims process and ensure that you receive just [...]