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Renters Insurance Basics
Posted by Swami on January 17th, 2012

Recover your Security Deposit

Most rental agreements involve a security deposit, which is a payment (usually calculated based on a number of months of standard rent) to the landlord to hold in trust (i.e. temporarily) until the rental agreement expires to protect the landlord from a renters failure to pay or damage to the property. The amount of the [...]
Posted by Swami on January 17th, 2012

Understanding Rental Insurance Policies

The most common type of home insurance is for a property that is owned, but there are also policies written for tenants that are currently or will be renting a property. While renters’ insurance does cover the contents of an apartment or rental home from theft, natural disasters, and other issues, there are other reasons [...]
Posted by Swami on January 17th, 2012

Create an Inventory of Possessions for your Renters Policy

Creating an inventory of your personal possessions will help expedite the claims process and ensure that you receive just compensation in the event of a loss. Historically, written lists of items, with estimated values (or receipts) were kept. As film and digital media has become more prevalent, more homeowners are taking pictures or creating videos [...]

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State-specific minimum insurance requirements, laws and other information.