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Terms of Service

By choosing to use www.insuranceswami.com (“the site”) you acknowledge and agree to be bound by the terms of service that are set forth on this webpage. If you do not agree with these terms of service, you should not use the site or the services offered by its owners or operators (“we” or “us”).

The service we offer matches users with insurance companies that are part of our network of providers. We do not directly provide insurance quotes. Our service may require you to submit personal information, which may include your name, phone number, email address, address, social security number, employment information, driver’s license number and banking information. We electronically submit this information to our network of providers; we do not use this information for any other purpose than to match you with insurance providers.

We do collect information from our customers that will be used to promote the site, within the site (such as through our contact us page and through blog posts. You agree that all comments provided to us may be used for this purpose. We will not provide any information that will enable specific personal identification.

We do not evaluate your credit, driving records or insurability; nor do we guarantee that you will be provided with insurance quotes. We do not guarantee the price, rates, terms or other contractual arrangements offered by our network of providers. We do not directly enter into insurance contracts. Only third-party insurance providers will give you a quote for an insurance policy or enter into an insurance agreement with you. By submitting personal information through the site, you consent to being contacted by one or many of the third-party insurance providers within our network.

During your interaction with the site, you may be redirected to a third-party insurance provider (or their website). Any interactions with these entities/sites are governed by the terms of service and privacy policies of those entities/sites.

We reserve the right to modify these terms of service at any time. We reserve the right to terminate service or your access to the site at any time without notice. You may discontinue using the site or its services at any time without notice. We do not guarantee any reliability of access to the site or the services offered. If you encounter a service interruption, we recommend that you try back at a later time.

The contents of the site are for informational purposes only. While we endeavor to provide you valuable and prudent information, it should not be construed as advice nor do we warrant that the information is complete, timely, accurate or reliable. We do not assume responsibility for your use of such information and we encourage you to discuss all decisions with a qualified professional before taking action. We provide this content on an “as is” basis.

We thank you for your patronage and encourage you to contact us with any questions or concerns.

State-specific minimum insurance requirements, laws and other information.